Attention homeowners in Oakhurst and Monmouth County: Need an appraisal?
The top 7 reasons why NJ homeowners use The Welter Appraisal Group:
Own a home in or near Oakhurst, NJ and need help determining the value of it?
At The Welter Appraisal Group, we understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a consumer that most likely doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at The Welter Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. The Welter Appraisal Group is experts in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses nearby. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal from The Welter Appraisal Group is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your property is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. The Welter Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you would like to have a seasoned expert double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.